Terms of Use

Effective Date: Saturday, 21 December 2024

Welcome to Insurance Exchange Data Services LLC. (referred to as "we," "us," or "our"). These Terms of Use govern your use of our website and services. By accessing our website or using our services, you agree to be bound by these Terms of Use. Please read them carefully.

Acceptance of Terms

1.1. Agreement: These Terms of Use constitute a legally binding agreement between you and Insurance Exchange Data Services LLC. If you do not agree with these terms, please refrain from using our website or services.

1.2. Modification: We reserve the right to modify these Terms of Use at any time. It is your responsibility to review the terms periodically for any updates or changes. Your continued use of our website or services after such modifications signifies your acceptance of the revised terms.

Use of Website and Services

2.1. Eligibility: You must be at least 18 years old and have the legal capacity to enter into a binding agreement to use our website and services. By using our website or services, you represent and warrant that you meet these eligibility requirements.

2.2. User Account: Some features of our website may require you to create a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use or breach of security.

2.3. Prohibited Activities: You agree not to engage in any of the following prohibited activities:

(a) Violating any applicable laws, regulations, or third-party rights.

(b) Uploading or transmitting any content that is unlawful, defamatory, obscene, or infringing.

(c) Interfering with the proper functioning of our website or services, including introducing viruses, worms, or other harmful code.

(d) Impersonating any person or entity or misrepresenting your affiliation with any person or entity.

(e) Collecting or harvesting any personally identifiable information without consent.

(f) Engaging in any activity that could damage, disable, overburden, or impair our website or services or interfere with other users' access or enjoyment.

Intellectual Property

3.1. Ownership: All content, materials, and intellectual property on our website or services, including but not limited to text, graphics, logos, images, videos, and software, are the property of Insurance Exchange Data Services LLC. or its licensors and are protected by intellectual property laws.

3.2. Limited License: We grant you a limited, non-exclusive, non-transferable license to access and use our website and services for personal, non-commercial purposes, subject to these Terms of Use. You may not reproduce, modify, distribute, or create derivative works based on our content without our express written consent.

3.3. Trademarks: The names, logos, and trademarks displayed on our website are the registered or unregistered trademarks of Insurance Exchange Data Services LLC. or third parties. Any use of these trademarks without our prior written consent is strictly prohibited.

Third-Party Links and Content

4.1. Third-Party Websites: Our website may contain links to third-party websites or services. These links are provided for your convenience, and we do not endorse or have control over the content, privacy practices, or terms of use of these websites. You access third-party websites at your own risk.

4.2. User-Generated Content: Our website or services may allow users to submit or post content, including comments, reviews, or other materials. We do not endorse or assume any responsibility for the accuracy or legality of user-generated content. You are solely responsible for any content you submit or post.

Disclaimer of Warranties

5.1. No Warranty: Our website and services are provided on an "as is" and "as available" basis without any warranties, whether express, implied, or statutory. We do not warrant that our website or services will be error-free, uninterrupted, secure, or free from viruses or other harmful components.

5.2. Use at Your Own Risk: You use our website and services at your own risk. We disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

6.1. Exclusion of Damages: To the maximum extent permitted by applicable law, Insurance Exchange Data Services LLC. and its affiliates, officers, directors, employees, agents, and suppliers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in any way connected with your use of our website or services.

6.2. Indemnification: You agree to indemnify and hold harmless Insurance Exchange Data Services Inc. and its affiliates, officers, directors, employees, agents, and suppliers from and against any claims, liabilities, damages, losses, and expenses (including attorney's fees) arising out of or in any way connected with your use of our website or services or violation of these Terms of Use.

Termination

7.1. Termination by Us: We reserve the right to terminate or suspend your access to our website or services, in whole or in part, at any time without prior notice or liability, for any reason or no reason, including but not limited to a violation of these Terms of Use.

7.2. Termination by You: You may terminate your use of our website and services at any time by ceasing to access or use them.

Governing Law and Dispute Resolution

8.1. Governing Law: These Terms of Use shall be governed by and construed in accordance with the laws of the jurisdiction where Insurance Exchange Data Services LLC. is headquartered, without regard to its conflict of laws principles.

8.2. Dispute Resolution: Any dispute arising out of or in connection with these Terms of Use shall be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation, it shall be submitted to binding arbitration in accordance with the rules of the arbitration authority agreed upon by the parties.

General Provisions

9.1. Entire Agreement: These Terms of Use constitute the entire agreement between you and Insurance Exchange Data Services LLC. with respect to your use of our website and services, superseding any prior agreements or understandings.

9.2. Severability: If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

9.3. Waiver: The failure of Insurance Exchange Data Services LLC. to enforce any provision of these Terms of Use shall not be deemed as a waiver of its right to enforce such provision.

9.4. Assignment: You may not assign or transfer any of your rights or obligations under these Terms of Use without our prior written consent. We may freely assign or transfer these Terms of Use without restriction.

Conclusion

These Terms of Use govern your use of Insurance Exchange Data Services LLC.'s website and services. By accessing or using our website or services, you agree to comply with these terms. It is essential to read and understand these terms as they outline your rights and responsibilities when using our platform. If you have any questions or concerns, please contact us using the provided contact information.